Wallet & Identity
Your finances and your login should live on hardware you hold — not in an aggregator's database. MATA Wallet & Identity is the local screen for both.
Last updated: September 23, 2026
Every bank account, one local window
Most "see all your money" apps work by taking your bank login, scraping the accounts on someone else's server, and handing you a dashboard. That model is convenient and structurally broken — your credentials and transaction history now live wherever that company keeps them.
MATA pulls account snapshots onto your device. No server-side mirror, no credential passthrough, no profile of your spending sitting in a third-party warehouse. Two accounts or twenty: the architecture does not change. The feature is a wallet without a bank aggregator. The daily routine is monitor all bank accounts.
A Digital ID that lives on your device
DID is a cryptographic identity that authenticates against your hardware — Touch ID, Face ID, Windows Hello — instead of a password typed into a server. The private key never leaves the device's secure chip. Phishing and credential stuffing have nothing to steal.
IAMHUMAN is the signature that says a real human stood behind a message, without handing a platform the on/off switch for your identity. The device half is a digital ID that lives on your device. The longer stack is in Wallet, DID, and IAMHUMAN.
Where this sits in Digital Freedom
Wallet & Identity is part of Era 1 — the Foundation of Trust — alongside the password manager and contacts. Every later era assumes this vault is already yours. See the Eras of Digital Freedom for the full roadmap.